Neeraj did Post-Graduate in Environmental Engineering at the Indian Institute of Technology Roorkee, India and Graduate from Delhi College of Engineering, India. He has over 6 years of experience in financing MSMEs in SIDBI. Neeraj is presently part of the Credit Vertical and responsible for sustainable finance portfolio of the Bank, managing various energy efficiency / cleaner production lines of credit from JICA, KfW, AfD and the World Bank. He is handling USD 500 Mn line of Credit from World Bank for MSME Growth Innovation and Inclusive Finance Project.Neeraj is also acting as Environment & Social Safeguard Specialist of the Bank. He has been involved in the implementation of World Bank-GEF project viz. Financing Energy Efficiency at MSMEs. He has also been involved in conceptualization, designing, development and implementation of the “Partial Risk Sharing Facility for Energy Efficiency (PRSF) project”.